What is Buy Now and Pay Later concept of Uni Card?
4 mins read

What is Buy Now and Pay Later concept of Uni Card?

Uni Card is a one-of-a-kind unique credit card. It comes with a lot of benefits and features. As the popularity of credit cards increases daily, banks keep updating their cards. However, today you can find a specific credit card that was created to cater to a particular set of audiences. Further, the Buy Now and Pay Later feature of the credit card sets it apart from others. In addition, the credit card doesn’t include any joining fee or annual charges. It is because it is a lifetime free credit card. Keep reading to know more about the What is Buy Now and Pay Later concept of Uni Card?

What are the advantages of the Uni Card?

Money is an important aspect of our lives. We all need money at every point in time to sustain ourselves in the market. Further, today there are many tools that provide us with financial assistance. However, some of them are quite expensive or not user-friendly. Therefore, people are shifting toward credit cards. They are convenient, easy to use, and most importantly user friendly. Moreover, today credit card comes with a lot of benefits and offers. That’s why if you are looking for a card for traveling, shopping, buying groceries, watching movies, or anything else you can obtain a lot of perks. Uni Card also comes under this category. It comprises benefits that you can help a lot of people.

Uni Card comes with an amazing welcome bonus offer for you. Therefore, when you pay the joining fee you can grab the opportunity. As a welcome bonus, you will get a chocolate bar, a mask, a personalized baggage tag, and a Uni card. However, the onboarding process for a credit card is very fast. So after applying for the card you can obtain it within a short span of time. In addition, the credit card along with the welcome benefits will be delivered to your doorstep. Moving forward, the Uni Card also has a very user-friendly interface that allows you to easily use the credit card. So if you are new to credit cards then this is the viable option for you.

Moving forward, Uni Card has a special feature of Buy Now and Pay Later. It allows you to divide the total bill payment into three equal payments. We all have somewhere in our lives witnessed the shortage of cash. It can be because of several reasons. Further, due to this, we are unable to purchase our favorite items. If you are someone who has faced this situation ever in your life then the Uni Card has brought a solution for you. The lenders have included a Buy Now Pay Later feature on the credit card. Moreover, now you can purchase your favorite items anytime without even thinking about your pocket. The features will simply divide the total payment into three equal installments. Further, you can repay them in three months. In addition, the installments don’t include any type of charge. Sou has to pay only the actual bill amount. 


To obtain the Uni Card you need to have documents such as proof of address, identity proof, PAN card, income proof, and a photograph. As they are necessary for the verification and identification process. However, as per the bank, only Indian citizens are allowed to apply for a credit card. Furthermore, you need to visit the official website of the Uni Card for the application process. Besides that, only those who have a CIBIL Score of 750 or above are currently eligible to apply for the card. So maintain a good CIBIL Score as it is mandatory. 

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